Thank you for your message. The Annuity Gator. Please feel free to contact us directly, toll-free, at (888) 440-2468. Annuity Gator. With the Allianz 222 annuity, there are actually different commission levels, based on the age of the annuity purchaser at the time of purchase, as well as which of the Allianz 222 product options you go with. The Allianz 222 should not be the highest selling annuity in the market. Allianz 222® Annuity 4 You also have a choice of crediting methods. Thanx, JB, HI JB – Thank you for your message. Like all fixed index annuities, Allianz 222 offers you principal protection from market loss, potential indexed interest, and the potential for tax-deferred growth.It also gives you two ways to receive income increases, two ways to get a bonus, 1 and two ways for your beneficiaries to get a death benefit. Add me to the list of those being screwed over by Allianz. Best. Product launched January 2013 -Annuity Gator Team, Hi Althea – Thank you for your message. Allianz 222 Fixed Indexed Annuity Review This review is on the Allianz 222 Annuity. Read more about Allianz's 222 annuity on Allianz's site. Allianz Life’s best-selling fixed index annuity contract today is the Allianz 222, which was introduced in January 2013. In this case, the market was at an all-time high in mid-February 2020, only to incur daily 3- and 4-figure losses consistently throughout the following weeks. If you see one on this review please reach out and let us know. The illustration is not valid without all 18 pages and the statement of understanding. The company's greatest strength is its selection of annuity solutions, although its stellar financial strength is also another strong point for it. As it is, your video is misrepresenting one of the most powerful elements of the 222. I can't lose money in this account! Allianz Life’s Allianz 222 Annuity, an indexed annuity, was the No. In this case a $100K was deposited into the Allianz 222 at age 55 and 10 years later began generating a Lifetime Income Withdrawal of $7,976. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. DOES THIS ARTICLES’ REFERENCE TO THE RETURNS REFLECT THE CURRENT ALLIANZ CAPS? We look forward to speaking with you. We would be happy to go over some of the other annuities that can go up against the Allianz 222. My parents have been in dialog with a financial planner on investing in this product and asked that I review it. Please contact our team directly at (888) 440-2468. We would be happy to help, but need some additional information regarding your annuity and the insurance carrier that you purchased it through. Allianz 222 Annuity product details for annuity professionals. Valuable guarantees and death benefit protection, Several income options, including an option for guaranteed lifetime income, The safety combined with return potential of the market, The guaranteed income for life via the Protected Income Value (PIV), The return potential via the Barclays US Dynamic Balance Index, For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time), For producing an income for life that cannot be outlived by a surviving spouse, For investors who have a family history of life longevity, For investors that have no need for their money or generating large returns, but want it to grow safely until transferred to their beneficiaries, For investors willing to defer income payments from the annuity for 10 years or longer in order to get maximum benefit from the PIV (protected income value), For those that do not plan on using the Protected Income Value (PIV) feature, For those seeking maximum long-term growth, For those looking for a good “worst case scenario” annuity. You also receive an interest bonus equal to 50% of any interest you earn from your allocations (more on this later). There are also a ton of annuity marketing websites advertising either education on annuities or making bold claims that are also responsible for introducing many people to the Allianz 222. Buying an annuity is one way to build your retirement assets. 6 different market indexes to choose from, 5 different crediting methods and a fixed interest account. We started AnnuityGator.com to publish the most comprehensive, independent annuity reviews on the web; and have been doing so longer than any of the (now many) copycat sites out there. Best. When we first wrote this review, we warned investors that the Dynamic Balance I Index was new. I’m interested in annuities that improve on Allianz 222 returns. In order to give you the best advice that is based on your specific situation, we would need to get a bit more information from you. Now that interest rates are super low, however, the upside may be somewhat limited. Allianz 222 Annuity product details for annuity professionals. There are two objective benefits of using annuities; growth and income. The Allianz 222 is a fixed index annuity with available riders that provide lifetime income guarantees/death benefits and a few other bells and whistles. However, if you want an annuity that can grow and be turned into a lifetime income stream in the future – the Allianz 222 is a great annuity. There is some additional information that we would need from you first, though, in order to determine what may (or may not) be right in your specific situation. There is also a trailing commission in years 2+ of 0.475%. Fixed Index annuities differ from fixed annuities in the way they credit interest. The information presented here is not of tax or legal nature and is not intended to be a recommendation to purchase a fixed annuity, fixed index annuity, variable annuity contract, registered index linked annuity (RILA), immediate annuity (SPIA), longevity annuity, or Qualified Longevity Annuity Contract (QLAC). Single life or joint life income can be decided at the time income is started and does not have to be decided at contract issue. That’s not a good sign. Best! The Allianz 222 is probably not the right annuity for you if you are looking for an accumulation vehicle. If you’re looking for the full brochure, you can find it here. Please let us know if we can answer any additional questions for you regarding the Allianz 222, or any other annuity that you may want additional information on. Best. Allianz 222 gives you a choice of crediting methods. You can find the updated review and video here: http://www.annuitygator.com/independent-objective-review-of-the-allianz-222-annuity So, please feel free to check back in again soon. Please let us know if we can help further. Income can increase annually. Values shown are not guaranteed unless specifically stated otherwise. Really, though, the only way to know if this annuity is a good fit for you is to have it tested. You can buy annuities directly from the insurance companies that issue them, or from independent brokers, banks and other financial groups. Hi Rich – Thank you for your message. Wow, I’m more confused than ever! so be especially wary of anyone who suggests this annuity will work better than how we illustrated it here. Little-Know Tips To Consider Before Buying An Annuity • There are many types of annuities. “Hybrid Annuity” is just a marketing term. The Allianz 222 offers a premium bonus and an interest bonus credited to the protected income value. 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